ABSTRACT                                                                                                                          Read full article here

Mergers and acquisitions (M&A) refer to the process of combining two or more companies into a single entity or purchasing one company from another. These business activities are often undertaken to achieve strategic objectives such as gaining a competitive advantage, expanding into new markets, diversifying products or services, or achieving cost synergies.

Mergers and acquisitions can take various forms, including horizontal mergers where two companies in the same industry merge, vertical mergers where a company acquires a supplier or a customer, and conglomerate mergers where companies in unrelated industries merge. M&A activities are prevalent in various sectors such as technology, healthcare, finance, and energy.

Mergers and acquisitions can offer many benefits to the companies involved, including increased market share, access to new customers, and the ability to leverage economies of scale. However, they can also present significant challenges, including cultural differences, integration of operations and systems, and regulatory hurdles.

Given the potential risks and rewards of mergers and acquisitions, companies need to carefully evaluate the opportunities and challenges of such activities and ensure that they have a well-planned strategy and execution plan in place.

Mergers and acquisitions (M&A) have been a common occurrence in the banking industry for many years. Banks merge or acquire other banks or financial Institutions to gain a competitive edge, increase market share, expand into new regions or markets, and access new customer bases. However, these transactions are often complex and require extensive due diligence, regulatory approval, and integration planning.

Keywords: Diversification , Financial Institutions, Market Share, Competitive advantage